Asian Journal- The Filipino-American Community Newspaper

Sunday
Nov 22nd
Text size
  • Increase font size
  • Default font size
  • Decrease font size
This site is best viewed with Firefox 3, Safari 3 and Internet Explorer 7
Home General Interest

General Interest

Are we out of it yet?

"The fishermen know that the sea is dangerous and the storm terrible, but they have never found these dangers sufficient reason for remaining ashore."

— Van Gogh

If early indicators are to be believed and depending on media credibility, we may have well gotten past the worst of the recessionary storm. Economists and the general public feared the worst if the US slipped into a depression. Fortunately we have learned a lot from Hoover’s "deer in the headlights" response to something similar in the late 1920’s to know that measures need to be taken to forestall a depression redux from happening. We had cash for clunkers, home improvement tax rebates and others to keep the US economic engine humming. Kudos to Bernanke and to the Obama Administration then! Let’s not deceive ourselves though. Our treasury is depleted. And more needs to be done.

Read more...
 

Why wait until your debt problems become a financial emergency?

Are you struggling with unpaid bills, lawsuits or perhaps an imminent judgment or wage garnishment by a creditor? Are you afraid of what creditors may do to you, your property or your assets? Most people have no clue so sometimes, the tendency is to ignore their debt problems and pretend that they don’t exist. The truth, however, is that ignoring your debt problems can be the worst mistake you’ll ever make.

People with debt problems often act like they can run away from their own shadow. Their shadow follows them wherever they go and whatever they do. They could change jobs, start another business, move to a new neighborhood or a different state but they just can’t get away from their "shadow" no matter how hard they try.

Read more...

Ana Co Puno: LA’s Empress of Concerts

(1 vote, average: 5.00 out of 5)
Ana Co Puno: LA’s Empress of Concerts

Lastweekend, the Fil-Am entertainment scene was all abuzz about the historical tandem of two concert giants Gary Valenciano and Martin Nievera.

When Starmedia Entertainment first announced this unique, powerhouse offering in Los Angeles, there was irrepressible excitement among live concert-goers!

Tickets to the concert were sold out in a flash and people who could not get tickets were really clamoring for it.

On concert night last Oct. 17, the crowd did not disappoint. The venue, Pasadena Civic Center, was jam-packed from the outside all the way in.

Read more...

Should employees be paid for work done ‘off the clock?’

Q: I WORK as a driver/courier for a service-oriented company. I am often asked by my supervisor to pick up packages an hour or two before my regular clock in time. However, my supervisor told me to always clock-in at my regular clock in time. So even though I work an extra one or two hours every day, I am only paid 8 hours and not 9 or 10 hours. Should I be paid for the work that I do outside of my regular scheduled hours?

A: Yes, you should be paid for the extra hours you worked even though such work was done before your scheduled hours. Such extra hours are termed "off the clock" hours because they occur outside an employee’s regular work hours or shift. In this instance, you are additionally entitled to the overtime rate of 1½ times your regular rate for any work in excess of 8 hours per day.

Read more...

Delaware catholic diocese files for bankruptcy relief

THE Catholic diocese of Wilmington, Delaware filed for Chapter 11 bankruptcy protection earlier this week on the eve of a civil trial involving clergy sex abuse. With this bankruptcy filing, the first Catholic diocese to file in the East Coast, the Wilmington diocese joins six other dioceses, which have sought bankruptcy court protection under the weight of clergy sex abuse lawsuits leveled against the Catholic Church. Other Catholic dioceses that have filed for bankruptcy protection in the past are dioceses in San Diego, Portland, Oregon, Spokane, Washington, Tucson, Arizona, Davenport, Iowa and Fairbanks, Alaska.

Certainly, clergy sexual molestation is the work of the devil to discredit and damage the Catholic Church. The church now has a zero tolerance of sexual predators masquerading as priests. Hopefully, it will eventually rid itself of the very small minority of errant priests who have no business being men of the cloth and give the majority of holy men who are truly ministers of Christ in this world a bad name.

Read more...
Page 7 of 111
Why wait until your debt problems become a financial emergency?
ARE you struggling with unpaid bills, lawsuits or perhaps an imminent judgment or wage garnishment by a creditor? Are you afraid of what creditors...
What should I do if my boss violates the law? (Protecting the Whistleblower) Part 2 of 2
In the previous issue we discussed an employee’s right to refuse an employer’s instruction to perform work that violates the law. If the employer...
Women must focus on retirement income
WHETHER they are the breadwinner in their household or not, preparing for retirement should be extremely important to women. One item of planning...
Seniors: Beware of these insurance schemes
A stranger who expects to receive lots of money from an insurance company when Grandpa dies early will obviously not think about safeguarding...
Saving Face with Summer Make-Up
Before we know it, summer will officially kick in and with it the warm temperature that most of us look forward to for all sorts of activities that...
Legal liability for liens after foreclosure
LIENS are claims against real or personal property, which legally attach to property. A lien may be created voluntarily or involuntarily. An example...
Are computer technicians entitled to overtime pay?
Q: I AM a computer technician and I work for a company that services the computers of other offices. I usually travel to various locations to do...
New bankruptcy law to make mortgage modification easier
There may be some good news for struggling homeowners facing foreclosure. A few days ago, Senator Dick Durbin introduced new legislation in Congress...
Making Time for the Things that Matter
Carpe diem! Seize the day!—HoraceFor a steadily increasing number of people who are intent on finding meaning in life—time has eclipsed money in...
Be alert to the dangers of drowsy driving
DRIVING while drowsy is an unnecessary risk you shouldn’t take. Sleep deprivation has become widespread in North America as people try to squeeze...
La Greta: Irresistibly Complicated
WHEN IT COMES to glamor, sophistication and class, one Philippine showbiz personality distinctly glitters. Gretchen Barretto sparkles in an...
Debt relief, peace of mind with bankruptcy protection
IF you are in debt and are seriously considering bankruptcy as an option, I am sure a lot of thoughts are going through your mind. I just want to get...
Is CD laddering right for you?
WITH the recent volatility in the stock market, I often speak with people who are hesitant to put their entire nest egg into the market....
Grand view approach to business – your wealth potential
ONE reason for building a successful business is to express yourself in the world, but another, undeniable reason is to acquire the money needed to...
Bush administration launches ‘Hope for Homeowners’ program to help struggling families
THIS program is only available to owner occupants and will offer 30-year fixed rate mortgages, banks will have to write down the existing mortgage to...
Uninsured motorist coverage protects you and your family
MANY COLUMNS ago, we discussed the importance of obtaining Uninsured Motorist (UM) coverage when obtaining car insurance. Based on many true-to-life...
Love, Intrigue and Unity: It’s all in the family
THIS WEEK, I take a break from writing about celebrities, our leading FilAm personalities and beauty tips by focusing on a more personal subject....

FASO-PASKO

Click Here 

Balikbayan Magazine Issue 9 Vol. 1 November

AJTV