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Home Consumer Atty. Conrado "Joe" Sayas Uninsured motorist coverage protects you and your family

Uninsured motorist coverage protects you and your family

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Uninsured motorist coverage protects you and your family
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MANY COLUMNS ago, we discussed the importance of obtaining Uninsured Motorist (UM) coverage when obtaining car insurance. Based on many true-to-life stories this author has heard over the years, UM coverage is essential in providing that peace-of-mind value that an insurance coverage provides. Consider the following scenarios:

John was rear-ended in the freeway and suffered serious injuries. His medical bills were more than 100,000 and he was not able to work for 6 months. The claim he filed with the insurance company of the driver who hit him was denied because the other driver’s policy had expired. Since John’s policy did not include Uninsured Motorist (UM) coverage, he was unable to obtain compensation for his permanent injuries.



 

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