IF YOU or someone you know is in serious financial trouble, then you need straight answers about bankruptcy. Perhaps just hearing the word “bankruptcy” scares the living daylights out of you so you’re afraid to even ask about it.
Unfortunately, there are just too many people with tough financial problems who ar e not getting the kind of help that they desperately need and deserve from our legal system. See, laws are designed to help, not to hurt people, who, for lots of reasons, are caught in a financial situation that’s just impossible for them to deal with on their own. This is exactly what Congress had in mind when they enacted our bankruptcy laws: the concept of a fresh start for the honest debtor who needs immediate relief from the burden of debt in order to recover financially.
I don’t understand why a lot of people who are in serious financial trouble don’t seek the advice of an attorney until the last minute just when they’re about to lose their property or have their wages garnished. It’s true. And many people I see could have started to turn their finances around long before they finally did. If your current financial situation is causing you a lot of stress and sleepless nights, you need to get help before things get worse.
Today, people are fed all kinds of misinformation about bankruptcy by those who don’t want you to know what your legal rights are. Of course, people are scared of being taken advantage of. They have heard of horror stories about never being able to get credit again. They have heard about losing all that they have worked so hard to get. If you are one of these people, I understand how you feel.
Some creditors are notorious for telling people that filing for bankruptcy will ruin them forever, that they will never have a “normal” life again, that they will never be able to get another car, credit card, or buy a house again.
These kinds of statements are just plain nonsense! These are lies told to you because they don’t want you to know the truth about bankruptcy. Why? Because they know that once you find out what your rights are, they may not get any more of your money!
Unfortunately, I have seen a lot of people suffer needlessly, losing sleep, afraid to answer the phone or open their mail because they are being harassed and threatened night and day by rude, obnoxious bill collectors. Let me tell you, though, that it doesn’t have to be this way. Your life can be better and your future can be brighter. You just need to find the steps necessary to turn your situation around. Bankruptcy is not the end of the world, just a way for you to start over. Do you know that a lot of the most successful people today filed bankruptcy at one point in their lives? How were they able to go from bankruptcy to success? It’s a matter of having the right mindset and the right attitude.
If you or someone you care about is in serious financial trouble, I urge you to come in for a free consultation so that I can review your case and advise you whether bankruptcy is appropriate. You will find out how you don’t have to lose everything you have worked all your life to get and how you may actually end up with better credit once you take the step of sorting out your finances. Bankruptcy is certainly not for everyone. But in situations where it is necessary, not doing anything about your situation is the worst thing that you can do. Why allow yourself and your family to suffer needlessly? Whether you need to eliminate debts you can no longer afford to pay or simply consolidate all your bills into one affordable monthly payment, call my office at Toll Free (1-866-477-7772) to schedule a free personal consultation. We have offices in Glendale, Cerritos, West Covina and Valencia.
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None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 4,000 clients in getting out of debt. For a free attorney evaluation of your situation, please call Ray Bulaon Law Offices at TOLL FREE 1-866-477-7772.
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