If you suspect a scam, call the NICB hotline at 1–800–TEL–NICB.
For information about auto insurance and insurance fraud, contact your insurance agent.
TAXPAYERS who have filed income tax returns using Schedule C, Profit or Loss from Business, usually get surprised when they receive a notice from the Los Angeles City requiring them to apply for Business Tax Registration Certificate (BTRC).
It is a common perception that only businesses should get a tax registration. So why would then a caregiver, any domestic helper, or any independent contractor receiving 1099-MISC or cash income would be required to have a BTRC?
FOR most people, rental dwelling ownership means a big investment with special risks. Buying a rental dwelling is a big undertaking and as an owner you need to make sure that you are adequately protecting your investment. You’ll want to make sure you have coverage for your property, your liability and loss of rents. The main components of rental dwelling insurance policy include: the dwelling, personal property, business liability and loss of rents.
THERE are so many “rainy days” that people can experience - a sick child, a broken-down car or a late mortgage payment. But what about a lawsuit?
These days lawsuits are being filed, not just against big corporations, but also against people like you and me. In the blink of an eye, you could be involved in a car or boating accident, or have someone become injured on your property that could result in litigation against you seeking thousands or even millions of dollars.
WHEN it comes to American families and financial planning, perception is not reality. Although they are overwhelmingly optimistic about their financial future, their financial planning habits paint quite a different picture, according to a recent study commissioned by State Farm Life Insurance Companies and conducted by KRC Research.
YOU’VE bought that shiny new motorcycle, taken a safety course and are ready to hit the open road. But what else can you do to help protect yourself? Wear the right gear - an approved helmet, face or eye protection and protective clothing.
