ONE of the more important products a person can purchase is life insurance. The funds from a life insurance policy can help cover final expenses or help provide for the financial well being of a family after the loss of a loved one.
Unfortunately, a number of working age people seldom think of purchasing life insurance. They are either put off by the perceived cost of such a policy, or they feel it is something they have many years to worry about.
If you are a business owner, you understand how difficult it can be to attract and keep qualified employees. As an employer, you can purchase affordable group life insurance to cover your employees, providing a needed benefit that could very well separate you from other businesses in your area.
Potential employees may not be looking for specific benefits when applying for jobs, but group life coverage can be one that gets their attention. They may be surprised that life insurance is available through a small business. Such an offering may tip the balance in your favor as other businesses are competing for their skills.
Offering the additional benefit of life insurance coverage can not only help to meet your needs, but also those of your employees.
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If you suspect a scam, call the NICB hotline at 1–800–TEL–NICB.
For information about auto insurance and insurance fraud, contact your insurance agent.
( Published September 25, 2010 in Asian Journal Los Angeles p. C2 )
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