


Question: What is the new law in California in collecting advance fee on loan modification?
Answer: SB 94 was signed into law and made effective last October 11, 2009 make it illegal to collect advance fee on loan modification. However, fees may be collected if the contracted work has been accomplished. The prohibition covers any person including real estate licensees and attorneys.
IT has probably happened to most Pinoys in the US once or twice. Overindulging in lola’s paksiw or drinking the special spiced vinegar that came with the package of bagnet gave one a case of hyperacidity.
Going to the doctor meant being hooked up to an I.V., undergoing a CT scan, and spending so many hours in the hospital lingering for results. The hyperacidity is intensifi ed as much by the long wait as the embarrassing task of explaining to the doctor and nurses why that much vinegar was downed in the fi rst place.
LOS ANGELES – FOR those who heard the loud popping sounds while waiting outside the Wildcard Boxing Gym Monday afternoon, those weren’t fireworks.
The Pound-4-Pound King Manny Pacquiao looks stronger than any of his previous fights, and his 12-round mitt session with trainer Freddie Roach sounded like machine guns bouncing off walls.
Pacquiao had a great two in a half hour workout at the Wildcard that ended with Roach’s mitt flying off his right hand.
"I quit," said an exasperated Roach to Pacquiao while kicking the mitt off the ring.
PRESIDENT Obama announced in Maryland last Oct 21 his administration’s proposals to help small businesses and unveiled initiatives to give bigger backing to small businessmen to thrive. On the same day, the government’s administrator for Small Business Administration (SBA), Karen Mills, and Counselor to the Secretary of the Treasury, Gene Sperling, held a conference call with regional reporters to discuss Obama’s new lending initiatives that will help small businesses access the credit they need to grow and thrive.
Mills announced that they are proposing to increase the caps for existing SBA loans and give smaller banks better access to TARP funding to encourage more lending to small business.
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