ARE you struggling with debt problems and don’t know what to do? Are you unable to sleep at night worrying about your finances? Has the idea of filing for bankruptcy crossed your mind but you’re not sure if this is the right thing to do? Relax. Most people in your situation feel the same way.
Unfortunately, misinformation about bankruptcy and all the nonsense that bill collectors are telling you often keep people from doing what they need to do to protect themselves and solve their debt problems. FACT: Bankruptcy is nothing more than a financial recovery tool that you can use to relieve yourself from the stress and burdens of overwhelming debt. Unfortunately, there are just too many people who are not getting the help that they deserve under our legal system because they have not taken the time to find out the real truth about bankruptcy.
Bill collectors, for example, are notorious for telling people that once they file bankruptcy, they will be ruined for life and that they will never be able to get credit, a car, or that they will never be able to buy a home. This is nothing but a lie and if you believe what they’re telling you, most likely you will remain stuck in your situation with no chance of ever getting a fresh financial start.
These bill collectors know that causing people to feel fear and shame can force them to pay. You have to understand that this is what these people do for a living- They want to scare and intimidate you into paying so that you can feel bad about your situation and be forced to pay them although you don’t have the means to do so. These are lies told to you because they know that once you find out what your rights are, they can no longer collect money from you.
So if you simply believe what they tell you without finding out for yourself what the truth is, you will continue to live your life in fear- and this is exactly what your creditors want you to do. They want you to live in a constant state of fear and trying to guess what they will do next. They want you to continue being afraid of answering your phone and going to your mailbox. Is this the kind of life you want to live?
But things don’t have to be this way. If you have creditors breathing down your neck and are worried about losing everything you’ve worked hard for, find out if bankruptcy can help you protect what you have. A bankruptcy filing may benefit you more than years of struggling to make small monthly payments that often barely cover interest, never really reducing the true amount of your debts. And if your credit is already damaged due to late payments, collections, judgments, etc. on your credit report, filing bankruptcy can wipe out your debts so you can rebuild your credit in the next 12-24 months.
Don’t get me wrong. Bankruptcy is NOT for everyone but it can definitely help a lot of people who have ran out of options. If you’re in debt, I would like to help you. For a free CONFIDENTIAL consultation, please call Toll-Free 1 (866) 477-7772. We have offices in Pasadena, Valencia and Cerritos.
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None of the information herein is intended to give legal advice for any specific situation. Atty. Ray Bulaon has successfully helped over 4,000 clients in getting out of debt. For a free attorney evaluation of your situation, please call Ray Bulaon Law Offices at TOLL FREE 1-866-477-7772.
